$2,581
$1,416
$215
#18 / 51-4% vs US $2,678

Premiums in Kentucky reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.

#
15Connecticut$2,715$1,716
16Arizona$2,637$1,044
17Texas$2,599$1,368
20Illinois$2,491$960
21Missouri$2,491$1,092
22Alaska$2,488$948