$1,736
$792
$145
#45 / 51-35% vs US $2,678

Premiums in North Dakota reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.

#
42North Carolina$1,825$828
43Ohio$1,820$804
44Wyoming$1,760$600
47New Hampshire$1,655$624
48Hawaii$1,650$756
49Maine$1,631$960