$2,397
$1,164
$200
#25 / 51-10% vs US $2,678

Premiums in Pennsylvania reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.

#
22Alaska$2,488$948
23Kansas$2,486$960
24Arkansas$2,444$972
27Nebraska$2,358$828
28Mississippi$2,302$1,116
29South Dakota$2,287$804