Florida's costs are driven by hurricane exposure (wind and flood vehicle losses), one of the highest uninsured-driver rates in the US, and a long history of PIP fraud and litigation.
| # | |||
|---|---|---|---|
| 1 | New York | $4,031 | $2,280 |
| 2 | Louisiana | $3,953 | $1,332 |
| 5 | Nevada | $3,566 | $1,872 |
| 6 | Colorado | $3,233 | $1,236 |
| 7 | Michigan | $3,225 | $1,644 |