New York is the most expensive state in Bankrate's table. Dense urban traffic around New York City, no-fault (PIP) medical and legal costs, high repair prices, theft and vandalism, and generous mandated coverages all push premiums up.
| # | |||
|---|---|---|---|
| 2 | Louisiana | $3,953 | $1,332 |
| 3 | Florida | $3,874 | $1,920 |
| 4 | District of Columbia | $3,708 | $2,580 |
| 5 | Nevada | $3,566 | $1,872 |
| 6 | Colorado | $3,233 | $1,236 |