California combines dense traffic, high repair and medical costs, and theft in major metros. State law bans credit-based insurance scoring, which keeps one common surcharge out of California prices.
| # | |||
|---|---|---|---|
| 5 | Nevada | $3,566 | $1,872 |
| 6 | Colorado | $3,233 | $1,236 |
| 7 | Michigan | $3,225 | $1,644 |
| 10 | Maryland | $2,966 | $2,400 |
| 11 | Rhode Island | $2,959 | $2,184 |
| 12 | Delaware | $2,931 | $2,040 |