$2,959
$2,184
$247
#11 / 51+10% vs US $2,678

Premiums in Rhode Island reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.

#
8California$3,102$1,128
9New Jersey$3,061$2,136
10Maryland$2,966$2,400
13Georgia$2,895$1,908
14Oklahoma$2,798$1,020
15Connecticut$2,715$1,716