$2,966
$2,400
$247
#10 / 51+11% vs US $2,678

Premiums in Maryland reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.

#
7Michigan$3,225$1,644
8California$3,102$1,128
9New Jersey$3,061$2,136
12Delaware$2,931$2,040
13Georgia$2,895$1,908
14Oklahoma$2,798$1,020