Premiums in New Jersey reflect local claim frequency, repair and medical costs, weather exposure, theft rates, the share of uninsured drivers and state insurance rules. Urban ZIP codes usually cost more than rural ones in the same state.
| # | |||
|---|---|---|---|
| 6 | Colorado | $3,233 | $1,236 |
| 7 | Michigan | $3,225 | $1,644 |
| 8 | California | $3,102 | $1,128 |
| 11 | Rhode Island | $2,959 | $2,184 |
| 12 | Delaware | $2,931 | $2,040 |
| 13 | Georgia | $2,895 | $1,908 |