$3,708
$2,580
$309
#4 / 51+38% vs US $2,678

DC is a single dense city market: congestion, theft and high repair costs put its averages alongside the most expensive states. Figures shown are from Insurify's December 2025 shopper data.

#
1New York$4,031$2,280
2Louisiana$3,953$1,332
3Florida$3,874$1,920
6Colorado$3,233$1,236
7Michigan$3,225$1,644
8California$3,102$1,128